Small and Medium Businesses (SMBs) are the most unappreciated segment of the economy. Most people somehow forget that all large businesses started somewhere. This is even more prevalent in today’s markets given the rapid rise of startups. Most people in the financial sector frown upon SMBs simply because they are not savvy. They are not large with a fully equipped finance department and neither have they come up with a unique solution like tech-startup. We see them as the problem child of the economy, with high rates of failures and defaults. Yet, SMBs are the lifeblood of any economy and over the last five years, SMBs have grown at a phenomenal rate. In 2019, 6.3million businesses were launched in the US alone.